Apr 15, 2008

Spring cleaning progress and more

UPDATE ON REVOLUTION MONEY EXCHANGE Refer A Friend using Revolution Money Exchange I received my "free money" yesterday! I did not have to give them any banking info -- I simply requested they mail me a check. I just checked their web site and they still have the FREE $25 offer up, though I think I remember the last day is 04/15. The check is drawn by the First Bank and Trust, just as my research showed me it should be. I'm happy! Hey, anytime anyone wants to send me free money, I'm in! Too good to be true? Not so far! If you go under "Help" on their website, on the bottom left you will see privacy policy. Click on that and it will pull up the whole three pages of privacy details. At the end, there is an opt out section that you have to print and mail in if you want to opt out of the following: their sharing your non-public information with nonaffiliated third parties, with their affiliates, and their using information to market their products and services. I plan on sending in my opt-out information, but maintaining my account. As an Ebay seller, I'm hoping that this new service will make some progress and give PayPal some competition. SPRING CLEANING AND GROCERY SHOPPING PROGRESS I continue to make progress on my Spring cleaning. Yesterday the laundry room (which also holds my chest freezer and cabinets holding baking ingredients) was attacked. Now the kitchen, laundry room, dining room, and family room are done. It was eye-opening to do my freezer inventory. I will definitely have no problem going the rest of the month without buying any groceries. Funny how I think I need to do a full grocery shopping every week (out of habit?), but if I'd just stay organized and keep a running inventory, I'd be better about what I do and do not have to buy. Take a look at my freezer inventory (this is a small chest freezer plus a refrigerator freezer): 5 1/2 lbs of hamburger, plus 2 lbs swedish meatballs 2 pkg boneless pork chops 1 smoked sausage 3 pkg diced ham (for adding to omelettes, mac & cheese, etc.) 2 bags chicken pieces for soup 3 lbs chicken wings 4 pkg chicken breasts, bone in 2 pkg chicken breasts, boneless 1 1/2 bags chicken breast strips 2 pkg talapia fillets 1 pkg lentil soup 1 pkg chili w/beans 2 boxes breakfast sausage links 2 lbs. bacon 5 4-cup bags of tomato sauce (from garden tomatoes) 1 bag mixed vegetables 1 bag whole Okra 1 bag spinach 1 bag cauliflower 1 bag green beans 1 bag peas & carrots 3 pkg pumpkin puree (from our Halloween pumpkin) 2 boxes egg rolls 2 boxes lean pockets 1 loaf bread 1 English muffins 1 party rye bread 1 pkg of 6 cupcakes (no frosting) Open items 1/4 bag french fries 1/2 box waffles 1/4 box mini ice cream sandwiches 1 bag blueberries 1/2 bag cheese raviolis My pantry contains plenty of bottled salad dressings, canned soups, cereal, canned vegetables, rice, and pasta. I also have boxes of brownie and cake mixes (bought at Krogers last week for $1) for desserts and lunches. I got out my bread machine yesterday, but will use up the bread and English muffins we have before making my own bread. I was also delighted to find that I'd stored a large variety of flours in my freezer! I do that to prevent bugs from infesting the flours -- I found almond flour, rye flour, wheat flour, corn meal, barley, and whole oats! Great for future breadmaking! They are all enclosed in ziploc bags, then stored in tupperware airtight containers, so I'm hoping they will still be good. I am proud of the fact I only had two unlabelled packages of "mystery meat" that had to be thrown away. I also had one package of roast beef slices dated 2006.. that got tossed as well. FREEZER ORGANIZATION What good is it to clean out your freezer if you don't organize while you're at it?! To toss all those items back in the freezer in the same jumbled way they came out, just doesn't make sense, so I organized it all. I used two cardboard boxes that fit in the bottom of the chest freezer -- one for beef and pork, and one for chicken and fish. In the two wire baskets, I placed vegetables and lunch items. On the shelf of the freezer, I placed "fast food" items - egg rolls, chicken nuggets, etc. In the refrigerator freezer, I placed all breakfast items (sausage, bacon) on one slide-out shelf; dessert items (ice cream, cupcakes, Girl Scout cookies) on the second shelf; and breads in the bottom shelf. Good to go!

Apr 14, 2008

Menu planning, To Do List

My To Do List today is a continuation of my Spring cleaning efforts. --Defrost chest freezer, organize, write down inventory --Clean, organize refrigerator freezer, write down inventory --Wash, dry, fold, put away slipcovers - done --Change masterbedroom sheets - done --Clean both coffee pots --Get bread machine out, clean, make bread --Find box of cookbooks in basement This Week's Menu Planning - still working on the two weeks of menu's I wrote last week. This is what's left: Mon - Baked chicken, noodles, vegetable (bake extra chicken) Tues - Stir fry with l/o chicken, egg rolls Wed - Tuna casserole, salad Thurs - Spaghetti, meatballs, salad Fri - Crockpot soup*, cornbread Sat - Out to eat Sun - Breakfast for dinner - ham, cheese, green pepper* omelettes, toast *Crockpot soup is going to be the result of finding out exactly what I have in my freezers today. I know I've been stowing away beef and turkey bones, and possibly a ham bone or two. I also put little bits of leftover veggies in a ziploc bag, and think I have two or three of those in the freezer as well. Everything will go in the crockpot, additions made as necessary, and we'll have soup, part of which will go back in the freezer, and part that will go for Jeff's lunches. We may actually eat quite a bit of soup in the next few weeks, as we rarely eat soup once the heat of summer gets here. I found a good deal on green peppers while at Jungle Jim's yesterday. They have an area in the store for veggies that have "gone by" but I found two very large green peppers that were blemish-free, for 72 cents. Green peppers right now are $1.29 each a Krogers, and about half the size of the Jungle Jim's peppers. I cut both peppers into strips and placed one set of strips in a ziploc bag (with paper towel) in the vegetable drawer to use this week, and the second set of into the freezer (I first freeze them on a cookie tray, then place them in a ziploc bag when they are frozen -- then they don't stick together and you can't take out just what you need).

On my soapbox


Drivers Flood Station for 35 Cent Gas
Apr 11, 10:29 PM (ET)

WILMINGTON, N.C. (AP) - Traffic was backed up and police were called to control the crowd after a Wilmington gas station accidentally set the pump price at 35 cents a gallon.

The Wilmington Star-News reported Friday that hundreds of drivers flooded a BP station for the cheap gas after the price dropped around 9 a.m. Thursday.

Station employee Shane Weller said the price for premium gasoline was supposed to be $3.35 a gallon. He complained that customers paid the cheaper price all day without saying a word.

It was all the extra traffic that led station employees to the mistake around 6 p.m. They found it after calling their district manager, looking for permission to changing the price as a way of stemming the flow of customers.
---
Information from: The Star-News, http://starnewsonline.com/

My Two Cents
This is just not right. First of all, the gas companies are posting profits in the billions of dollars while we, the average consumer, have no choice but to pay the astronimical prices at the gas station.

But look at that last paragraph. When the customers flooded the gas station, what did the employee do? He called for permission to RAISE THE PRICES because he had too many customers!!!! Obviously, he knew this was an option or perhaps even a set standard -- too many customers? Call the manager and ask to raise the prices.

What does this tell you? That gas stations can raise prices not solely based on the price they are paying, but because the station gets too busy. How many times prior had the manager OK'd this practice?!!!

I've long said that the gas stations in our area are in cahoots. It is amazing to watch. A gas station on the west side may raise it's prices by .05 a gallon at 7am. Word seems to get out to the other gas stations, and one by one, they all raise their prices to match within an hour. Then one gas station will drop it's prices (I assume to get more customers), and within the hour, all the gas stations in the area drop their prices to match. You don't see gas delivery tankers filling up to warrant the gas price change, you just see price changes raising and lowering in a domino effect.

I voted for President Bush. I still think it was the right way to vote at the time. I'm not a huge Bush fan at the moment, and one of the reasons (of several) is that someone needs to get a handle on these gas prices. In the Cincinnati area, prices can fluxuate in a 24 hour period by as much as .30 a gallon -- sometimes up, sometimes down. It's just crazy. You have no idea when to buy gas because there's always a chance that tomorrow it will be .30 a gallon less and you try and wait it out -- and instead, it goes up. 20 a gallon! It's so frustrating!

But the little news article speaks volumes, doesn't it?




Apr 12, 2008

Updating the Food Budget

The more frugal blogs I read, the more I know and understand that I can cut down my food budget dramatically. Today I read the blog of a mother who has a family of 8 and spends between $65 and $75 a week on food, paper goods, diapers and personal items! You can view her blog here: A Life at Home. This is a great blog because she lists her weekly menu's (breakfast, lunch and dinners) along with recipes. Well worth a visit.

The key to the success of many of these bloggers seems to be learning to use the Walgreens and CVS drugstore rewards and rebates programs. I've used the Walgreens' rebate program off and on for about two years, but haven't been as diligent as I should be. I recently signed up to receive the CVS rewards card, which came in the mail this week. The second key to success is matching coupons with these rebate and rewards programs, which enables you to get items for free or close to free. Free is good :)

However, I see a bit of buying items just to get items for free. Some of these blogs (no, I'm not going to name names) show photos of what they've bought and I'm thinking, "Just how many Aveeno handcreams can one person use??" If you're "stocking up" just to show you can do it, to me that's not only wasteful but contributing to the clutter of your home. You have to store all that "stuff" somewhere!

I don't want to invest several hours a day in all this, nor do I want to buy items I wouldn't normally use just because I can get them for free. What I want to do is come up with a plan to use coupons, rebates and sale flyers to lower my grocery bill (which includes paper goods and personal care items) to $60 a week.

I'm thinking that more homemade foods is going to be the key to my success. Homemade soups and breads, homemade meatballs and meatloaves, homemade pizza*. Some prepared foods, however, cost less to buy than to make from scratch -- spaghetti sauce (I buy a large can of Hunt's Traditional Spaghetti sauce for .99) comes to mind, as does cheese sauce and alfredo sauce (Ragu sauces are $1.69 a jar, and these last for at least two meals when added to noodles or in a casserole). So there are times when prepared foods have their budgetary place and I guess the lesson is to learn when they are or are not the frugal way to go.

Just a note about meatballs. I posted a meatball recipe in an earlier post (a few months ago), and to me, meatballs are one of the most diverse items you can have on hand in your freezer! I pre-cook them (in the oven), put 8 to 12 in a freezer bag for meal-sized portions. (I also use the same mixture to make meatloaf, so if I buy 5 lbs of ground beef, I usually make two meatloaves, then get another 15 or so meals from meatballs.) Here's what I do with meatballs:

-- Slice in half and use as topping for homemade pizza
-- Spaghetti and meatballs (obviously)
-- Meatball subs (meatballs, spag sauce, rolls)
-- Faux Swedish meatballs (cream of mushroom soup, milk, sour cream for a sauce)
-- Meatballs in gravy (can of beef gravy, serve over rice or noodles)
-- Meatball soup - (drop meatballs into homemade beef or vegetable soup)
-- Meatballs and noodles -- cook noodles in beef broth, do not drain, add meatballs and leftover veggies, heat again until meatballs are warmed
-- Meatball rollups (husband's favorite) - Tortilla, meatballs, a dab of spagh sauce, some grated parm. cheese - nuke for 30 seconds or so)

If you purchase ground beef on sale (as low as $1.29 a pound here), and get 21 meals from it (two meatloaves give us four meals plus two lunches), that's about .30 per meal for meat (for two people). That's just about as frugal as it gets!

Live and Learn

I don't normally cuss, swear, use bad language, etc. I haven't since my kids were babies and I knew what I said was going to be coming out of their mouths at the most inopportune time. It's a lesson every parent needs to make note of. There are occassions (stubbing a toe, dropping a favorite cup...) when a cuss word slips. Yesterday was babysitting day. Brayden Lee was here bright and early and we had a nice day. The morning was spent doing some housework because the rain kept us inside. In the afternoon the sun came out but the yard was wet and muddy, so I took him out on the back deck and patio to play for awhile. Jeff came home and he and I sat and had coffee while Brayden played nearby. One of Brayden's favorite things to do is have me fill a small squirt bottle with water, and let him spray anything he wants outside. Anything but ME, of course... Jeff and I were talking and Brayden was squirting and all was well. Brayden suddenly appeared at my side with the first "evil grin" I've seen on his precious little face...and said, "Spray Umma..." and promptly got me full-spray square in the face! Yes, it was funny and we laughed but my knee-jerk reaction was "S - H - I - T!" as I mopped my face off. Lest you think I let the word slide in front of my grandson... I SPELLED IT OUT. I got my word out, got my reaction released...safe and sound. A minute later Brayden is climbing up into one of the patio chairs, turns to lean on the patio table, reaches for his car...and says.... S - H - I - T. LOL!!! I mean, that kid SPELLED OUT THE WORD LETTER BY LETTER! He did it in a way that made it sound like a word... "EsssAitchEyeTea". And, as he is prone to do when he's focusing on learning a new word... promptly repeated it over and over! To my daughter (whom I am always chastising about swearing in front of Brayden), I apologize. (I didn't actually tell her about all this in hopes that if she heard him say "EssAitchEyeTea" it wouldn't be clear enough for her to understand what he was saying.... LOL.. OK, I'm bad.) You know what's going to happen next week when I take him to Story Hour, right? Grandparental lesson learned.

Apr 10, 2008

Photo of the Day


My Newest Grocery Self-Challenge

I went into my chest freezer this morning to grab some hamburger for tonight's dinner, and I have to say, my freezer is FULL. A little later, I went into the freezer of the refrigerator, and guess what? That's full too. Cupboards in the laundry room (right off the kitchen) where I keep my baking items (flours, sugar, etc.)? Full. Canned goods cupboard? Full. Cereal and snacks cupboard? Full. And yet yesterday I was wondering if I needed anything at the grocery store. I do need a quart of milk, 1 dozen eggs, 1 can of coffee and 2 cans of cat food. Now my challenge: With the exception of that small list, no more grocery shopping until the first of next month. The point? What's the use of "stocking up" on grocery store bargains if you just continue to go grocery shopping each week? If I challenge myself to do no more grocery shopping, I'm going to be forced to find out exactly what's in my freezer, what's in my cupboards, and what I can do with it to make decent meals! Automatic savings of at least $200 for the month. This weekend I will do a freezer inventory and write down the contents of both freezers. I'm pretty sure I have beef soup bones and turkey carcases in there, which by itself can account for a dozen meals. I'll do the same with canned goods and baking goods. I know I have plenty of flour, yeast, etc. to make homemade breads, waffles, pancakes. I have plenty of frozen and canned vegetables. The one area we'll be lacking in is lunch items for Jeff, but I will just make enough food at dinner for him to take the leftovers to work the next day. What if I could do this every four or six months? If I purchase stock up items with coupons, rebates and sale items, and do a grocery inventory every four or six months, can I go one, two or even three months of the year without buying any groceries? What a savings that would be! I'll keep you posted on how this goes.